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Financial & Real Estate Law

Texas Earnest Money Insights: Avoid Costly Disputes

When buying or selling a home in Texas, you may come across the term “earnest money.” This is a small deposit the buyer gives to show they are serious about the deal. Think of it as a promise. If everything goes right, the money goes toward the purchase. If the deal falls apart, who keeps the money depends on the

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Financing and Payment Terms

Top 5 Financing Options for Buying Land in Texas

There are many ways to buy property in Texas. Some people pay in cash. Others use a bank loan. Some choose a more flexible route like seller financing. Deciding which option to choose depends on your budget, goals, and how fast you need to close. Understanding these options can help you make better choices and avoid problems later. In This

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Case Studies

How a Cell Tower Land Sale Secured Retirement

The Daughtrey Law Firm, based in Houston, Texas, recently represented an elderly landowner in the sale of their rural property to a cell tower company. The client owned a large parcel of country land, part of which was leased to a telecommunications company for a cell tower. As the client approached retirement age, they sought to sell the entire property

New HUD FHA Rule Shuts Out Immigrant Buyers
Business Law & Compliance

New HUD FHA Rule Shuts Out Immigrant Buyers

Introduction On March 26, 2025, the U.S. Department of Housing and Urban Development (HUD) released a pivotal update that will reshape the American housing finance landscape. Effective May 25, 2025, non-permanent residents will no longer be eligible for FHA-insured loans. This sweeping change, documented in Mortgagee Letter 2025-09 and Title I Letter 490, reflects the federal government’s shift in prioritizing

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Oil and Gas Law

Secure Texas Land: How to Deal with Orphan Well Risks

If you own land in Texas, you might have an abandoned oil or gas well on your property without realizing it. These wells, called orphan wells, can create serious problems for landowners. They often leak harmful substances, reduce land value, and lead to legal responsibilities. Knowing how to identify, report, and handle these wells is crucial. Protecting your property and

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Farm and Ranch Acquisitions

A Clear, Step-by-Step Guide to the Texas Farm and Ranch Contract

Buying or selling a farm or ranch in Texas is more than just a handshake and a price tag. It needs a good understanding of the Texas Farm and Ranch Contract. The Texas Real Estate Commission (TREC) created this important document. It guides rural property transactions. It ensures transparency and protects the interests of both buyers and sellers. The contract

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Case Studies

Securing Mineral Rights: How We Helped Recover Lost Royalties

Executive Summary A limited liability company (LLC) in Utah owns the mineral rights to a valuable oil property. This property is now at the center of a big royalty dispute. This conflict arose due to ambiguous land titles and instances of unauthorized oil extraction. Compounding the issue, a major oil company commenced drilling operations on the property without securing a

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Real Estate Financing

Wrap Deal in Real Estate: How It Works

Buying or selling real estate can create financial challenges. Traditional loans do not always meet everyone’s needs. This is where a creative solution known as a “wraparound mortgages” steps in. In Texas real estate, wraparound financing, or “wraps,” is popular. It lets sellers avoid traditional banks. Instead, they act as lenders. While this can benefit both buyers and sellers, wraps

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Legal Procedures

When to Hire a Real Estate Attorney?

Navigating the world of real estate can be complex. Whether you’re buying, selling, or investing, legal issues often arise. In such cases, a real estate attorney can be invaluable. They provide legal guidance, ensuring your interests are protected. But when should you hire a real estate attorney? This question is common, especially in Texas where real estate transactions are frequent.

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Real Estate Transactions

Owner Financing in Texas: Benefits and Risks Explained

Owner financing in Texas, also known as seller financing, is a smart and flexible way to buy and sell real estate. It avoids the need for traditional banks. Instead, the property seller extends credit to the buyer, enabling the buyer to make payments over time. This method is especially attractive to people who may not qualify for regular mortgages. It

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