
House Bill 4063: Boost Security for Real Estate Transactions
As a real estate investor in Texas, nothing disrupts a transaction more than unclear title records and questionable claims. Until now, unilateral memorandums of contract could be filed by non-owners, clouding the title and complicating closings. But with the passing of House Bill 4063, that risk is significantly reduced. Starting September 1, 2025, HB 4063 enforces clear guidelines that protect residential property owners, investors, and lenders from fraudulent or coercive filings. Here’s how this new law changes the game—and why it’s a win for Texas real estate investors. In This Article: What Is a Unilateral Memorandum of Contract? Definition and Purpose Common Risks and Abuse Key Provisions of House Bill 4063 When the Law Takes Effect New Filing Steps How Owners Can Challenge a Filing Steps for Filing an Affidavit Important Timelines Legal Effect After Affidavit Filing How Title Records Improve Responsibility Falls on the Filer Helping Lenders and Real








